The claims made for theft of accessories or parts of a two-wheeler.All the metal parts excluding the depreciation.The full amount is compensated in case of replacement of all the parts of insured’s two-wheeler.
All the plastic parts without any depreciation.The inclusions and exclusions of this add-on cover are: The claim amount is granted to the insured without deducting the depreciation on the replaced parts. Zero Depreciation Cover: Under this add-on cover depreciation waiver is offered for plastic and metal parts if partial loss incurs to them.Extension of Geographical Area: United India Two-Wheeler Insurance offers the feature of geographical area extension by paying an additional 500 Rupees.The main add-on features that are availed by paying an additional premium are: The United India Two-Wheeler Insurance also provides the facility of add-on features to enhance the basic coverage. This works as an income replacement or financial help in case of traumatic instances of a personal accident.The company pays a sum insured of Rs.15 Lakh to the driver and/or owner of the insured vehicle if he/she encounters permanent partial disability or permanent total disability or accidental death.The two-wheeler insurance policies of United India also provide coverage against personal accident. Housebreaking, theft, burglary of the two-wheeler.Fire, explosion, lightning, self-ignition.Natural calamities such as flood, cyclone, typhoon, storm, hurricane, hailstorm, etc.The United India Two-Wheeler Insurance Company offers a wide range of coverage in case of own damage. Inclusions in Own Damage (Package Policy) Insurance: The plan also offers compensation of up to Rs.1 Lakh in case of third-party property damage, injury, or death of third-party.
This feature also covers accidental death or physical injury to a third-party person.
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